The change did not happen overnight. It built slowly, one conversation and one decision at a time, until it was simply how things were done.

Fees are often small enough to ignore, which is exactly why they add up. Check the fee screen before every transfer, not just the first one.

What changed

Keep your PIN and one-time codes to yourself. Support staff never need them, and nobody legitimate will ask.

Fees are often small enough to ignore, which is exactly why they add up. Check the fee screen before every transfer, not just the first one.

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The bottom line

The numbers tell part of the story. The people behind them tell the rest, and they are usually more interesting.

Keep your PIN and one-time codes to yourself. Support staff never need them, and nobody legitimate will ask.

The change did not happen overnight. It built slowly, one conversation and one decision at a time, until it was simply how things were done.

  1. Ask someone you trust for a second opinion.
  2. Check the official source before you share or act.
  3. Keep a screenshot or a receipt of every step.

A few years ago this would have sounded unusual. Today it is ordinary enough that most people do not think about it at all.